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Joined 2 years ago
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Cake day: July 4th, 2023

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  • I don’t really get all the hate on the comments.

    Agreed. “Oh no! Not an ETL!” I wish more applications were backed by MySQL, MariaDB, Mongo, etc. Give me the option of encryption at rest, and when it’s time to change apps, I have granular control over everything.

    On the other hand, the advantage of all the hate is everyone presenting their faves and providing their reasons. So …net win for the audience?






  • Different financial institutions (FI) will all have different appearances, because of the nature of how MX is implemented, and whether on desktop or mobile. In the case of my credit union, it’s right here:

    The interface of MX Platform on desktop looks like this:

    You might see something like this in your online banking home page:

    There are two ways that MX can get data from other accounts which you have to explicitly link in your bank/CU interface. The first method is through Open Banking protocols, which are mercifully obfuscated from the end user. Seriously, if you’re having trouble sleeping, try reading some of the Open Banking specifications. :D One selects their FI from the list, and enters creds and 2FA challenge. The other method is screen-scraping, but again this is abstracted away from the end user.

    One of the features where MX slaps more than anyone else (for now) is identifying the source of debits and classifying them. Underneath the hood, debit and credit card transaction strings are chaos. But even if MX gets it wrong, you can manually re-classify your expenses, and it will apply that to future transactions (optional). I already mentioned the burndowns, but if you have an idea for a saving schedule, MX will provide reminders and factor in your growth. Platform will also provide reminders for almost everything.

    Let me know if you have any other questions.




  • As others have said, a spreadsheet is the simplest. If you do your banking with a credit union, chances are they make MX available to you in your online banking. A lot of banks use MX too. Their software provides the projections and forecasting you seek, as well as Open Banking connections to all of your other accounts. If you have loans, it also has burndowns of outstanding debts. Extra bonus: MX doesn’t sell your data.

    Disclosure: I used to work for MX.




  • The medical field would be categorically fuct. Just the loss of sterile packaging would have serious consequences. Minimally invasive surgeries, joint replacements, bandages that don’t adhere to wounds, stents…

    Then let’s consider cordage. Mountain climbing, arborists, rescue teams, sailboats (the most efficient way to cross oceans), ships, construction… the loss of just Dyneema/UHMWPE, which is a relatively new entrant to the cordage field would have seriously negative impacts.

    There is a lot of energy bound up in those long molecules, and there are no unexploited niches in balanced ecosystems. There are already bacteria that can consume certain polymers under narrow conditions. Humanity is gonna be so screwed for a long time if bacteria can slip those narrow parameters.









  • Average water consumption stats make my head spin. According to the article, Barcelona residents use an average 99 liters per person per day. 0_0 I know the residential averages in America are even more horrific, something like 50 to 150 gallons PPPD, depending on locale.

    What the hell is everyone doing with all of that water?! My partner and I use 4.5 gallons PPPD. And it’s that high because we hand wash our dishes (no place to put a dishwasher).