I pay Bitwarden the tenner a year as I have no reason to distrust them and they’re definitely providing a more reliable, securer service than I can self-host.
I also do an encrypted export once per week and store that export to an encrypted cloud based service and an encrypted USB stick. Takes 2 minutes.
And it’ll stay that way until people use, and keep using, this space. So, to use an overused phrase, be the change you want to see :)